Borrower brings 35% of the agreed purchase price

Borrower brings 0% to 35% of the construction budget (every loan is different — call to discuss your situation)

We do not offer 100% financing

• Structure is designed to maintain strong equity, keep projects profitable, and responsibly minimize risk

• Ensures the borrower has meaningful “skin in the game,” creating a true partnership

Operates on a standard construction loan process:

• Work is completed then the borrower is reimbursed based on a predetermined construction budget

Borrower may reduce or eliminate cash down by pledging additional real estate located in Georgia

If we agree on the purchase price, borrower brings 35% of the purchase price

Borrower may reduce or eliminate cash down by pledging additional real estate located in Georgia

If we agree on the purchase price, borrower brings 50% of the purchase price

Borrower may reduce or eliminate cash down by pledging additional real estate located in Georgia

Borrower brings a percentage of construction cost or may receive cash out at closing

• Required contribution or cash out depends on the phase of construction

• Pledging additional Georgia collateral may reduce the required contribution or increase the amount of cash out at closing

Operates on a standard construction loan process:

• Work is completed then the borrower is reimbursed based on a predetermined construction budget

Loans may begin at different project phases:

• Purchase of the property

• Breaking ground

• Framed-in house

Every refinance or cash-out situation is different

Call to discuss your unique situation

Typically limited to 65% or less of our value and assessment of the property

Multiple properties may be used in the same loan depending on the situation

Structured similarly to refinance and cash-out loans

Typically limited to 65% or less of our value and assessment of the property

Multiple properties may be used in the same loan depending on the situation